Terms & Conditions
By accessing or using this website, you agree to the following:
Ownership & Use: All content, including text, images, and programs, are the intellectual property of Phoenix of Mana | Ray Johnston. No part may be copied, reproduced, or distributed without express written permission.
Eligibility: By using this site, you confirm you are at least 18 years old.
Programs & Services: All programs and services are for educational and personal development purposes. They are not a substitute for medical, financial, or legal advice.
Limitation of Liability: Phoenix of Mana | Ray Johnston will not be liable for any direct or indirect damages resulting from the use of this site or services.
Changes: We reserve the right to update these terms at any time without prior notice.
Disclaimer
The coaching, programs, and resources provided by Phoenix of Mana | Ray Johnston are intended for personal development, education, and transformation.
Not Medical Advice: I am not a medical doctor or licensed healthcare provider. Nothing on this website or in my programs should be taken as medical advice, diagnosis, or treatment. Always consult with a qualified physician or healthcare professional for medical concerns.
Not Financial or Legal Advice: Likewise, my coaching and programs are not financial, tax, or legal advice. You are responsible for consulting qualified professionals in those fields for such matters.
Results Disclaimer: Your results will depend on your commitment, follow-through, and personal circumstances. No guarantees are made for specific outcomes.
By participating, you acknowledge and accept full responsibility for your results and well-being.
Privacy Policy
Information We Collect: If you sign up for programs, newsletters, or services, we may collect your name, email, phone number, and payment details.
How We Use Your Information: Your information will only be used to deliver services, provide support, and share occasional updates or offers directly related to Phoenix of Mana.
Data Protection: We do not sell or rent your information to third parties. All payment transactions are securely processed.
Cookies: This site may use cookies to improve user experience and site performance.
Your Rights: You may request to update or remove your information from our systems at any time by contacting us directly.
Refund & Payment Policy
Payments: All payments are due in full at the time of enrollment, unless a written payment plan has been agreed upon. Payment plans must be completed in full.
Refunds: Because my work is highly personalized and time-intensive, all payments are non-refundable. This policy is firm.
Transfers: At my discretion, you may transfer your enrollment to a future program date or apply your payment toward another service. Requests must be made in writing within 7 days of purchase.
Results Disclaimer: Your results depend on your level of commitment and follow-through. I provide the tools, support, and guidance — but you are responsible for applying them.